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Hi guys. Just wanting some opinions on rates? I consider myself to be a pretty decent spark. I’m a good all rounder. 22 years in. But my favourite type of work is metal containment jobs, bigger stuff. But I can turn my hand to most stuff. I currently just sub myself to companies. I look for big...

Mine is a petrol 1.6 Astra H 2010. I service it myself every 8k miles. Just changed ignition coil pack. I’ve only ever had work done on the usual stuff like brakes and tyres. People slate Vauxhall but I really can’t fault it. Never misses a beat. Runs like a car with half the miles on it. I keep...

Nearly doubled. 🙈 what can you do

It is all I need really. I’m just transporting tools to site. I have roof bars and steps. An estate is the ideal thing for me. This year is head down, crack on and put money away .

Nice bud. Well I’m gona crack on with the car for now and make a real effort to put more away in the mean time. It’s a petrol so it’s quite cost affective in terms of fuel costs. I do well out of a full tank.

I will mate yeah. It will go towards it. I still think I need to be saving like at least £100 a week thow and keeping it as sort of a business account. I might be wrong thinking this but I feel that’s the position you need to be in to be self employed. You know what I mean. To afford to be self...

I’m Cis mate it’s payed at source and NI is payed when rebate is done.

It’s hard bud. Very hard. I think there is an element of me overthinking things but I think at the same time if I’m going to remain self employed I can’t just plod on each month just getting by. Need to have a plan going forward because at some point I will need money for emergencies

I agree bud. This is what I’m weighing up now because I’m struggling to do just that with only the one wage coming in. I totally agree if I could save more I’d have a pot of get me out the woods money

I use the one car for work already. Which is the car in question. It’s not worth anything. Very old and on its last legs

I currently have 2 cars. So whatever I had for work won’t affect the family in any way

I have 2 kids yes. One of which is disabled. So a lot going on at home.

I won’t go down finance route either. I don’t feel like my earnings are high enough to justify it. Not when there’s only my wage coming in and cost of everything else has shot up. It’s a tough one pal. Plus like you say if work dries up your stuck with a finance bill to pay. It’s questionable...

I just sub to agencies or companies cis. Trying to keep local bud.

Could you not go cards in and get a van included? I guess it wouldn’t pay as much like. I don’t have savings and I’m not sure I’m prepared to go into debt. So if I stayed self employed I would have to try and save as much as I can as quick as I can. And hope my car will keep running on the mean...

Pretty much bud. I did like 20 years on and off away. Working in hospitals mainly but doing all sorts. I’ve done loads of different stuff. You know how it is. Kids are home and all that. Puts a strain on family being away. I would do the odd month if needed still. But not months and months on...

No I don’t advertise mate. I just wana be on site. I just like being on big jobs and getting stuck in. I’m not interested in running a business. I only really kept to what I’m doing to keep local. I have lots of experience yes. Mainly commercial.

20 years cards in and 2.5 years subbying

Could get a decent berlingo van for 3000 couple of years back. Low miles and reliable. Looking at double that now for same van. It’s disappointing to say the least.

I’ll look at all options. But I want it to be as cheap as possible