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Further to my last post, I have received the following information from our FSA principal which I believe will help: The standard PL policy exclusion refers to `professional services' which are performed or provided separately for a fee or under a separate contract. Which would probably be...

Thanks very much for the positive feedback, and glad we could help!

Hello, and sorry for the late reply. First off I have to be clear that we are not allowed to offer 'Advice' under our Financial Services Authority regulation - only information for people to make decisions on. Reading though the replies the question seems to have been answered, but for your...