best car for a new 18 year old driver ?????

[Theorysparky]

My lad has just past his test..

trying to find a car,,,,,,,,,Corsa comes to mind but.....

there was a report on Radio 4 recently that insurance companies hike there prices on this car due to the boy racer tag ????

any truth in this ??

also and reccomendations for insurance companies,,,,,,,,the price compare sites start at 3k ffs !!!!!! Co-op seems the best

 

[batty]

My daughter started of with a peugeot 306 because they are not classed as hot hatch think her first insurance was about

 

[Theorysparky]

we have found an s reg corsa less than

 

[batty]

sounds very reasonable have a year with no accidents then he will have a bit of no claims.

 

[kme]

Congrats to your son, Theo

T`other option, is to put him down as a named driver on your insurance - can be cheaper until he`s 21......

KME

 

[Zeespark]

A couple of things, go on the price comparison sites, check the cheapest, and then go onto the actual websites, it can save you A LOT of cash. If you put him down as a named driver, he can still build a NCD, unlike days gone by.

AndyGuinness

 

[PC Electrics]

Try getting multiple quotes from the comparison sites using all the same basic data, but just change the make and model of car. In other words, just find out which cars are the cheapest to insure.

i would have suggested Peugeot 206 or a Punto

---------- Post Auto-Merged at 14:32 ---------- Previous post was made at 14:27 ----------

Also look here:

Frequently Asked Questions | Honest John

 

[batty]

Are you allowed to do the named driver thing if he is the only driver?

 

[kme]

Yes, THEY don`t know (or really care) if you drive it or not.........

Its similar to when I got married - the insurance as "named" was 18x higher than "and spouse"......crazy.

 

[Theorysparky]

i cannot have him as a named driver on my policy,,,,,its now illegal !!!!

1.2 corsa s reg 3k on his own

with his mother on it

 

[Sidewinder]

I have a mate who fits these boxes Theo, his party last night!

I'll try to find out what I can, but he works away all week fitting them!

 

[steptoe]

try

insurethebox

my niece's boyfriend fits them, I think...

 

[Evans Electric]

Theo, bite their hand off at that price , for an 18 yr old I've heard 3 times that amount . And as the others say , pick the right model car .

You can have a named driver but they always want to know if they're under 25 (I think it is)

Is it best for him to build up his own NCD s ?

 

[a1]

Pass on my congratualtions to your Son, Theory.

With regard to the Smart box, I think it is an excellent idea, and should be rolled out to ALL UK drivers.

Young Driver Insurance | Car insurance for young drivers | The Co-operative Insurance - SMART BOX

Smart Box perimeters

 

[septiclecky]

Are you allowed to do the named driver thing if he is the only driver?

No you can't, as read some where recently that insurance companies will not pay out should there be an accident and it turns they are the main driver and the insurance is in someone elses name with them as a named driver.

The named driver part means that they have the permission of the main driver to drive the vehicle.

Vehicle has to be insured by that person who is the main driver of the vehicle.

 

[a1]

Not only that - but he will not receive any "No claims bonus" either.

The companies that advertise that all drivers on a policy with them will receive their own NCBs, will, no doubt, only be valid with that particular inrance company.

There have been changes to a lot of policies already, but there are much more to come.

Some companies no longer offer "Third party insurance to cover you to drive an other vehicle" (subject to that vehicle already having valid insurance) and, it is said that all companies will stop them too, within a year. (so my insurance company told me, last year).

 

[Apache]

Pass on my congratualtions to your Son, Theory.With regard to the Smart box, I think it is an excellent idea, and should be rolled out to ALL UK drivers.

Young Driver Insurance | Car insurance for young drivers | The Co-operative Insurance - SMART BOX

Smart Box perimeters

Too 'Big Brother' for me. I would rather drive after 11pm as the roads are quiet.

 

[a1]

It will catch the speeders and muppet drivers.

Then we won't be paying so much for them.

 

[Theorysparky]

well my lad went with the co op young drivers policy and has been driving 3 months

he paid

 

[Badger]

My lad has just past his test..trying to find a car,,,,,,,,,Corsa comes to mind but.....

there was a report on Radio 4 recently that insurance companies hike there prices on this car due to the boy racer tag ????

any truth in this ??

also and reccomendations for insurance companies,,,,,,,,the price compare sites start at 3k ffs !!!!!! Co-op seems the best

why not just get him a scooter :slap