I agree with Andy, most would be class II and have no earth cable present. As for the short L to N, we would have to consider the speed and how clean the cut was, if the cut was made at such a speed that contact between L and N was made and cleared before the trip time of the breaker/fuse, I would say this is unusual, but however remote possible. I think this event would be cause for a near miss, and be reported as such to the H&S for evaluation, and testing. You are trained, and as such are fully aware of the dangers, but if this was to happen to anyone who has no idea, a very nasty accident could happen.
Incidents like this can only be safeguarded against if the HSE are aware, you do not get into trouble by reporting such events, in fact they very often send a letter of thanks for highlighting such dangers.