I got a free word template of tinterwebnet
put my name and details on it
it it calculates VAT, discounts eet totals and sub totals
i then put total in a monthly spread sheet, this auto sums and at the push of a button I can tell instantly how much money I am lolosing all for free......ipso factfacto just too tight to be drawn into a lifelong commitment and selling my soul to some faceless accountancy package