I have been away, or not on the forum for a while and I have noticed there is some confusion about the use of fire rated downlights.
There are a number of regulations that all electricians will need to be aware of when fitting any recessed fitting. In a domestic situation we have a number of potential problems.
Firstly fire rated downlights are designed to go into a fire barrier to help maintain that fire barrier at the required time limit, this is our first problem is the plasterboard ceiling in the lounge a fire barrier? Generally it would not be thought as one, however supposing a fire did break out in the living room and the ceiling held the fire back for 30 minutes without any recessed fittings.
The occupants would have a reasonable time to evacuate and insurance will be almost always covered, this is because the plasterboard even though not in itself fire rated will prevent the spread of fire.
Now if we had fitted downlights in this ceiling and a fire did break out the fire barrier would be compromised spreading the fire quicker than before. The problem for us, is if the insurance company decide that the effective barrier, (plasterboard ceiling), has been compromised by the fitting of recessed lights. This would probably never be the case but is a thought for any one who fits downlights. Having said all that as a general rule a ceiling would not be considered a fire barrier unless it offered protection for at least 60 minutes.
Another regulation we have to take into account is part E acoustic, any fitting should comply with the building regulations to prevent the passage of sound between floors or walls etc.
If fitting downlights into a loft space we have another problem Part L if you have to remove loft insulation, and Part C , which requires a vapour seal between living space and loft.