Hsbc are b@rstewards

[Badger]

Warning do not use HSBC they took money from my account, and never even had the decency to tell me by phone or letter, they made my cbusiness account go over

 

[Zeespark]

Join Co-Op Badge, they pay YOU to stay with them for starters

AndyGuiness Drink

 

[Badger]

well ive managed to get it sorted and they are doing some paperwork to get it refunded

 

[M107]

I'm moving my account across to Abbey because it's free banking, where as Barclays are now stinging me with charges.

 

[Badger]

tell me about it, whats abbey like

 

[M107]

I will let you know I'm calling in to the branch later today for a chat.

 

[M107]

http://www.abbey-products.com/product/business-banking-time-lapse/

 

[Theorysparky]

tell me about it, whats abbey like

Crap....

they do not have business counters in their branches

you can deposit cheques in their machines 4 days clearance

Cash is 2 days max

postal cheques 6 days

no bank charges though

thinking of changing

no such thing as a business loan with them

 

[D Brennan]

tell me about it, whats abbey like

abbey very very good i have used them for business banking for 4 years and had no problems

 

[D Brennan]

Crap....they do not have business counters in their branches

you can deposit cheques in their machines 4 days clearance

Cash is 2 days max

postal cheques 6 days

no bank charges though

thinking of changing

no such thing as a business loan with them

Didnt see your reply before i posted, i find them very very good.

But i havnt tried for a business loan with them ...

 

[green-hornet]

I have used Barclays, verdict rubbish, Yorkshire, probably the worst, and I am now with HSBC, mainly for the free 12 months they gave me.

 

[M107]

I have used Barclays, verdict rubbish, Yorkshire, probably the worst, and I am now with HSBC, mainly for the free 12 months they gave me.

Thats why I have been with Barclays...the 18months free banking being the entice r..but now getting whacked with upto

 

[Theorysparky]

any one use Alliance + Leicester ???

 

[binky]

any one use Alliance + Leicester ???

Yep, me. Have been with them for 3years, still got free banking . The account is a postal set-uo to Liverpool (the old GIRO bank address), but you can also bank (for free) at any post-office , although all this really does is delay the mail by another day . I never go overdrawn, and wouldn't want to having seen the charges . Online banking is available but has to be applied for and takes a month to set-up, which is strangely crap considering how many accounts you can open over the internet . Overall they haven't caused me any problems, but I do feel the service / features is nothing like as good as my current account, which is probably a feature of all business accounts ?:|

 

[Evans Electric]

I've banked with Natwest for years , their monthly charges are not too much. \They asign a business manager to you , although I have'nt used their services they seem professional.

By the way , did I mention that I had a :x from Mrs Admin

 

[mcgaw81]

I don't even have a business account, i'm working from a personnal current account.

Are there benefits from having a business account???

 

[Badger]

yeah the banks dont cost you as much money to run your business :^O

 

[Evans Electric]

You are on free banking then but they usually sus you out, start asking if you are running a business, they are after the monthly charges to administer your account. Keep it like that if you can get away with it .

 

[batty]

I use Abbey personal account have done since I started over 10 years ago. As said in previous posts used to be a milkman they used to charge 30-40p a cheque to pay in cost a fortune. I cannot see any advantage of having a business account and will carry on with my personal account for as long as I can.

Batty

 

[green-hornet]

Actually I would like to see how far this thread goes because for small firms this is a very important part of being successfull.

Without banks being behind you you are doomed.

To be fair you own them now, but you would not think it would you.