In a simplified way.
If you imagine a simple resistive load such as a heating coil, the current waveform follows the voltage waveform of the supply, ergo if you have three the same, one on each phase, they balance and you have no neutral current.
3ph motors are also balanced loads, however they current waveform lags behind the voltage waveform.
Now if you look at electronic loads containing a switch mode PSU, the input stage generally consists of a bridge rectifier feeding into a capacitor bank. The behavior is of these are that they draw high currents when the voltage of the supply exceeds the voltage in the caps. The result is that have a none sinusidual current wave form, consisting of a sharp peak co-inciding with the peaks of the voltage waveform. Because these are so narrow they do not cancel but rather add together and the neutral current could be a lot higher than you expect it to be based on RMS readings of the phases. As there are three phases all putting these peaks onto the neutral, you start to get frequencies of 150hz introduced.