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apart from the ignore thread, this is probably the only one to be brought back from the dead twice

either that, or its taken Slips just under a year to think of a reply

 
Most public liability policies are invalid unless you have a min of FIVE YEARS relevant experience or are a member of a scam - so beware!
This is true, in fact the reason why we have any regulation at all is because of the insurance companies. It is a well known fact that to reduce any payouts they rely on those taking out any policy to never read the small print.

 
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