Chris (OP) please, i ask you to stop what you are doing or it could end in a fatality.
Using the credit run out on the PAYG meter is not a safe form of isolation to begin with,
there is a procedure that you should follow to achieve complete safe isolation and im sure most would agree with me that the above mentioned method is not the correct way and is utterly dangerous.
Neon screwdrivers are not accurate by any means, most of them not even usefull enough as terminal drivers, they do not give u readings,
but i agree that a multimeter would.
If your going to insist on completing this job yourself, i would urge you that you take all the advice possible from those whom offer it within this forum, they are experienced and helpfull but as im sure youve found they will not help you unless you are willing to help yourself.
Pictures of the installation in its existing state would be beneficial so that we can help you assess your questions.
Is the installation a TNCS/TNS/TT
Do you feel that you are confident enough to complete all necessary testing for the installation both dead and live testing?
If tails are still showing a 'voltage' then this indicates to myself that maybe something somewhere you have missed thus pictures would help immensely.
Sorry if you dont feel that this is helpful at all but we are simply trying to prevent you from recieving a serious electrical shock and potentially killing yourself.
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Really ****ess me off going in Bodjit warehouse at the weekend and seeing all the DIYers in the electrical section looking confused, its either that or "the bloke down the pub" will do it for