Insurance

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Thing is that it depends on what you do!

My insurances are horrendous as I have to cover for Mech, Plumbing & Elect, on buildings & M/C's als0 H&S & Engineering consultancy, M/C moves, lifting, FLT, Access equipment, training and Ltd. Co.

Plus my customers require certain levels of cover & 250k PI just don't cut it I have one that requires 10M PI & PL & efficacy (failure to perform) of > 1M

Mare!

 
Nah, mate thats the interesting stuff!

I have one customer who is "self insured" for fire, (AKA no insurance for fire!) so if I burn one of their sites down then it's my insurance that pays out for the rebuild & loss of profit!

Unless I can prove that it was not my fault!!!

 
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