public liability insurance

[Dan007]

Hey guys just thought I'd check out what others are paying. I know there is a few variables involved so just want a rough guide. I'm looking at sole trader &

 

[Smilers]

I got 5mil of PL and 500K PI through Napit insurance and that was

 

[NozSpark]

I paid 180(ish) for

 

[steptoe]

remember you need employers insurance too!

70

 

[husky2013]

[No message]

 

[lkayelectrical]

alot of cheap quotes best i could find and spent ages searchign i paid

 

[ProDave]

Yes I shopped around this year and got

 

[Dan007]

Hmmm a few more phone calls me thinks. Cheers guys.

 

[Sharpend]

alot of cheap quotes best i could find and spent ages searchign i paid

 

[steptoe]

I would say its expensive sharp

 

[Sharpend]

This is what I'm thinking so any suggestions for an insurance company that would offer all as a package??

 

[steptoe]

I dont pay extra for my tool cover, its on another policy I have,

my PL and PI is about 200

 

[Cirrus]

Tool cover whacks the premium up for obvious reasons. When I was a sole trader I was paying

 

[NozSpark]

This is what I'm thinking so any suggestions for an insurance company that would offer all as a package??

Have a look Business insurance quotes from First4 Trades Online Business Insurance

They are a forum sponsor

However if you want others then just google tradesman insurance

 

[wozz]

Just over 200 i think for 5mill PL, 250k PI and 10mill (i think) employers, through NAPITs insurance people, read small print some exclude agricultural!

 

[Cirrus]

Less expensive as a sole trader too

 

[user 15807]

I pay around

 

[ProDave]

I pay around

 

[Doc Hudson]

Isn't using tools with naked flame, (blowtorch), often another exclusion? Or if you do minor plumbing work, such as removal and connecting shower pipework, central heating control valves, pumps or immersion heaters another area you need to check you have cover for if doing this wort of work.

Doc H.

---------- Post Auto-Merged at 08:57 ---------- Previous post was made at 08:51 ----------

Mine used to exclude aerial work, but I found I was doing a few aerials and satellite dishes, so at the last renewal I asked for it to be included, and it didn't alter the price at all.

Does that differentiate between wall mounted and chimney mounted mounted aerials, i.e. roof ladder access or not. The small print is certainly an area you need to verify you are comparing like for like packages.

Doc H.

 

[ProDave]

Isn't using tools with naked flame, (blowtorch), often another exclusion? Or if you do minor plumbing work, such as removal and connecting shower pipework, central heating control valves, pumps or immersion heaters another area you need to check you have cover for if doing this wort of work.Doc H.

---------- Post Auto-Merged at 08:57 ---------- Previous post was made at 08:51 ----------

Does that differentiate between wall mounted and chimney mounted mounted aerials, i.e. roof ladder access or not. The small print is certainly an area you need to verify you are comparing like for like packages.

Doc H.

I did mention at my renewal I occasionally use a gas powered soldering iron and that was okay.

To be honest, the small amount of plumbing I do, I use all compression fittings. I reserve my pipework soldering skills (and blowlamp usage) to my own work.

My aerial work has a height limitation of 10 metres, it doesn't specify if that is on a roof or chimney, just no higher than 10 metres.