For those having difficulty following the "whys and wherefors", let me try and simplify it for you:Lets say we have a neutral path back to the star point of 0.2ohm.
And lets say that the earth path back to the star point (via our rod) is 100ohm
And lets say our N-E fault is a dead short, so 0ohms.
We have a total load of 10A on our circuit.
Now, the ratio of resistances between the neutral and earth paths is 1:500 (0.2:100)
So, on its way back to the star point our 10A current reaches the N-E fault point. Here it can 'see' two paths back to the transformer. The current will split in the same ratio as the resistances, ie 1:500. Thus 0.02A will flow down the earth path, whilst the remaining 19.98A will flow down the neutral path.
As can be seen, the fault current of 0.02A (20mA) won't be sufficiently high to trip an RCD.
If however the system were a TN, we would have essentially the same resistance back to the transformer down both neutral and earth paths. thus our 10A would have split roughly in half. With a 5A imbalance an RCD would trip.
Does that help?