Sorry, but there is a misunderstanding through this thread about what maximum demand means, that maximum demand is somehow related to the number of circuits or the rating of the cut-out. It is just a theoretical load on an installation that it may experience as a peak at any one time. Nothing whatsoever to do with the number of circuits or the size of the cut-out. I hope the OP understands the absurdity of his title for the post now? Maximum demand Exceeded! That is such a naive statement. MD is whatever it is. To calculate what it might be takes a lot of thought and experience so it is very often over estimated. Those who say "clamp the tails" and measure it are nearly right but that will only tell you the load on the tails at that particular time. The best answers are the ones who are measuring it over a long period. Cut-out fuses do NOT give you maximum demand they will fail if their RATING is exceeded. Fuses can carry much more than their rated current for short periods. But its not maximum demand! Some circuits will regularly carry higher currents than others and some no current at all for long periods. It's naive to count the fuse ratings and add them up. That is just daft. I hope that people reading this thread will grasp a better understanding of what it actually is. Many of you have, but some clearly haven't.