Hi All,
On the MOT/insurance theme...
Firstly, there are lots of vehicles that are exempt from mot tests as has been pointed out.
Secondly, unless they have changed the law recently, it is NOT NOT NOT a condition of insurance that you have an MOT. The insurers can write what they like on your policy it has NO basis in law....
There is, or used to be, a section of the RTA's that dealt with this. There were, and presumably still are, a whole load of things that by law CANNOT be used as an "excuse" to void your insurance. Condition of the vehicle, size of engine, modifications, you having a licence etc were just some of them....
Think of it, suppose you had a rebore, the insurers would just try to refuse to pay out on the grounds you had made the engine bigger!!
What the insurers can do though, despite the rubbish they write in the policy, [and by this i mean they WOULD have to meet third party claims, despite what they might like to think] they WOULD sue you to recover the money they had spent out. As they have greater resources to employ lawyers than the average person [to sue you with] you would be better off if you had no insurance!!!!
As has been pointed out, what about taking your car for an MOT???? Good one!! i would not have thought of that.
As has also been pointed out, BY LAW you DO NOT actually need insurance. All you have to do is to deposit an amount with the high court [it used to be