Bankruptcy

[The Godfather]

The vast majority of creditors will give people as much chance as they can to pay. A CCJ takes time and money to grant. If it's got to the point of going to court I would have thought they would be at a much higher than usual risk of defaulting.Giving credit is an extreme form of gambling. The company lending the money needs to be reasonably sure it will get it back and make something on it.

If people default it costs us all money

A difficult subject.

The Godfather

 

[Apache]

A difficult subject. The Godfather

I know!

I don't want to cause offence to anyone struggling at the moment - hope no one thought I was.

Maybe we all need to have a step back and take a closer look at our lives. Do we need a widescreen TV, Ipod, foreign holiday, materialistic possessions? Is it worth borrowing money and getting into debt to have materialistic possessions?

We need a roof over our heads, food in our bellies, and our friends and family and our health. I know a lot of people not living within their means.

I think we may all be a damn sight happier if we were all stripped of our technology.............. (I would miss the forum )

 

[The Godfather]

I think we may all be a damn sight happier if we were all stripped of our technology.............. (I would miss the forum )

But, it is technology (today) that allows many a doctor/consultant/vet to do so much more and to save many more lives..

The Godfather

 

[Apache]

But, it is technology (today) that allows many a doctor/consultant/vet to do so much more and to save many more lives..The Godfather

Only because we need to cure all these diseases caused by excess.

Obesity, drugs, alcohol, smoking, lack of excersie - cause a huge amount of disease!

:|

(I'm not suggesting eliminating technology, just suggesting we all look at what's really important to out lives. We can keep the forum and our MRI scanners )

 

[The Godfather]

Well part of life's rich pattern I suppose.

Not sure my boys would agree, but then they will be well the worst for drink this evening.

The Godfather

 

[steptoe]

well, each and every month I go over my overdraft just to pay my mortgage at the minute, and its not massive, work is just really bad, Ive applied on an extension for my overdradft,. fingers crossed.

 

[Apache]

well, each and every month I go over my overdraft just to pay my mortgage at the minute, and its not massive, work is just really bad, Ive applied on an extension for my overdradft,. fingers crossed.

:| I hope it works out for you mate